The wait is finally over — Tata Capital IPO has officially opened for subscription today, October 6, 2025. Being one of the most anticipated offerings of the year, the IPO is drawing attention from retail as well as institutional investors. Backed by the credibility of the Tata Group, the issue aims to raise over ₹15,000 crore, making it among the largest IPOs in India this year.
What’s creating even more buzz is the GMP (Grey Market Premium), which traders often use as an early indicator of listing performance. While GMP is never a guaranteed signal, it does reflect investor mood ahead of listing. Let’s break down the details you need to know before making a decision.
Key IPO Highlights
Here is a quick look at the IPO’s main features:
| Detail | Information |
|---|---|
| IPO Open Date | October 6, 2025 |
| IPO Close Date | October 8, 2025 |
| Price Band | ₹310 – ₹326 per share |
| Issue Size | ₹15,511.87 crore (Fresh issue + OFS) |
| Fresh Issue Component | ₹6,846 crore |
| Offer for Sale (OFS) | ₹8,665.87 crore |
| Lot Size (Retail) | 46 shares (~₹14,996 at upper band) |
| Allotment Date | October 9, 2025 (Tentative) |
| Listing Date | October 13, 2025 (Tentative) |
Grey Market Premium (GMP) Trend
The Tata Capital IPO GMP is currently hovering around ₹7.5 above the upper price band, suggesting a modest premium. This indicates a potential listing price of around ₹333–₹334 per share, translating to nearly 2–3% gain if sentiment remains stable.
Interestingly, the GMP has seen a slight decline compared to earlier days when it was trading higher. This dip shows that the market is cautious, but still optimistic given the strong fundamentals of the company.
Expert Opinions & Market Sentiment
Brokerages are generally bullish on Tata Capital IPO, recommending it for long-term investment rather than quick listing gains. Analysts point out that:
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Tata Capital has a diversified financial services portfolio.
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The company enjoys strong brand trust under Tata Group.
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Anchor investors, including big institutions like LIC, have already committed significant funds.
On the flip side, valuations appear slightly stretched at the upper price band. Some experts suggest that investors should temper expectations of heavy listing gains, especially in the current volatile market.
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Should You Apply for Tata Capital IPO?
The decision depends on your investment style:
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For long-term investors: This IPO provides a chance to invest in a stable, well-diversified NBFC backed by the Tata brand. Growth prospects and credibility make it attractive.
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For short-term traders: While GMP shows positive sentiment, the premium is not very high. Listing gains may be limited, so caution is advised.
In short, Tata Capital IPO looks solid for long-term wealth creation, but chasing quick profits might not be the best approach here.
Final Takeaway
With the IPO open from October 6–8, 2025, retail and institutional participation will determine the final outcome. While the GMP indicates a modest upside, the company’s fundamentals and Tata Group’s backing make it a reliable choice for long-term portfolios.
Investors should track subscription numbers over the next two days to get a clearer picture of demand and possible listing performance.